Buyer Resources

Resources for Buyers in the Raleigh, Durham & Surrounding Areas

I want to buy a home; now what do I do?

The most important thing to do is hire a buyer’s agent to represent you.

The best news is … there is no cost to you to hire a Buyer’s Agent. We are here to represent you and your interests. We will listen to your wants and needs and find the perfect home for you.

When buying (or selling real estate), it is important that you understand Agency. Please review the attached brochure, Working with Real Estate Agents.

Why Hire Lapham Realty as Your Buyer’s Agent?

Once you hire us as your buyer’s agent either orally or in writing, our responsibilities to you are as follows:

  1. Promote your best interests
  2. Be loyal to you
  3. Follow your lawful instructions
  4. Provide you with all material facts that could influence your decision
  5. Use reasonable skill, care and diligence
  6. Account for all monies we handle for you

Not only will we help you to get the best terms in your home purchase. We assist with financing, inspections, insurance and whatever else you need to discover to make the area and home the right place for you.

Prior to hiring a buyer’s agent, please realize that, by default, the broker works for the seller. Therefore, avoid disclosing any confidential information that you would not want a seller to know until you are confident that you have chosen your REALTOR and executed a Buyer’s Agency agreement.

Once you’ve made the decision of buying a home the most important thing you can do next is to:

Get Qualified!

Getting qualified for a loan is the most important first step. It’s important to make sure there aren’t any issues with your credit.

Contact one of our preferred lenders to determine how much you can qualify for and to correct any issues that might be on your report.

If you are just starting to think about buying a home, your first step should be to contact a lender. Initially, the lender will take your information over the phone. Once we find your home you will then go into their office and fill out a credit application.

See the Lender Page for our preferred lenders. These lenders specialize in many different loan programs, such as HUD homes, FHA, USDA and VA loans.

Take a look at all the information in the buyer resource section on the website. Normally, the better informed you are, the smoother the transaction.

 

As a seller, you can benefit from our seller’s resources information. You can rely on Lapham Realty to make everything go more smoothly.